Affordable Pet Care: Flexible Payment Options with CareCredit and Scratch Pay

When your pet needs medical care, the last thing you want is financial concerns standing in the way of treatment. At Dr. Kelly's Surgical Unit, we believe every pet deserves access to high-quality veterinary care. We also believe every pet owner deserves payment options that make that care more manageable.

That's why we're proud to offer CareCredit and Scratch Pay, two flexible financing solutions that help you get your pet the care they need, when they need it.

Compassionate Care Without the Financial Stress

Your pet is part of your family, and their health is our priority. Whether you're planning a dental cleaning, a spay/neuter procedure, or facing an unexpected emergency, we understand that veterinary expenses can add up quickly.

Our mission is to make exceptional veterinary and surgical care as accessible and affordable as possible for every pet owner. By offering CareCredit and Scratch Pay, we can help reduce the financial burden so you can focus on what matters most: your pet's recovery and well-being.

What Is CareCredit?

CareCredit is a healthcare financing option that helps qualified applicants manage out-of-pocket medical and veterinary expenses with flexible payment plans. It allows pet owners to pay for treatments over time, making it easier to move forward with the care their pets need.

The CareCredit card can be used for a wide range of pet healthcare services, including both routine and emergency care, giving you greater peace of mind when your pet needs medical attention.

What is Scratch Pay?

Scratchpay is a financing option that helps make veterinary care more affordable by allowing pet owners to pay their vet bills over time instead of all at once. It can be used for eligible veterinary expenses ranging from $200 to $10,000, with repayment terms of 12 to 24 months.

The application process is quick, and checking your eligibility only requires a soft credit check, so it won't affect your credit score. For many pet owners, it's a simple way to manage the cost of care without delaying treatment.

What Can These Payment Options Be Used For?

CareCredit can help cover many of the veterinary services your pet may need throughout their lifetime, including preventive care, surgical procedures, specialty treatments, and emergency care.

Preventive & Routine Care

• Annual wellness exams
• Vaccinations
• Dental cleanings
• Parasite prevention
• Medications
• Dermatology services
• Diagnostic testing (lab work and imaging)
• Radiology
• Chronic disease management

Surgical & Specialty Care

• Spay and neuter procedures
• General surgical procedures
• Hospitalization
• Emergency care for accidents and injuries
• Cancer treatment and chemotherapy
• Orthopedic surgery and rehabilitation
• Cardiology
• Neurology
• Ophthalmology
• Many other specialty services

Whether your pet is scheduled for a routine procedure or requires advanced surgical care, CareCredit can help make veterinary financing more manageable.

Support for Every Pet Owner

We never want financial concerns to stand between your pet and the care they need. Our team at Dr. Kelly's Surgical Unit is committed to helping you understand your payment options and find a solution that works for your budget.

From routine dental cleanings to life-saving surgery, we're here to support both you and your pet every step of the way.

See If You Prequalify Today

If you're considering CareCredit or Scratch Pay, both let you check whether you prequalify without affecting your credit score. This gives you a chance to explore your financing options before your pet's procedure, making it easier to plan for the cost of care and move forward with confidence.

At Dr. Kelly's Surgical Unit, we're dedicated to delivering expert surgical care with compassion, transparency, and affordable payment solutions because every pet deserves the opportunity to live a healthier, happier life.